CASH BUILDER

Planning and deciding on your saving needs consideration on many things with the right component. You may want to determine how much income you would like to receive and when u want to receive it. With HLA Cash Builder, you are the architech as you have your own choice to engineer your own savings plan.

You decide when you want the guaranteed cash.

There are four exclusive riders for you to choose from :

Builder One : Guaranteed yearly income of 1% of your rider sum assured from yr 1 onwards

Builder Two : Guaranteed yearly income payment of 2% of your rider sum assured from year 5 onwards.

Builder Three : Guaranteed yearly income of 3% of your rider sum assured from year 10 onwards

Builder Four : Guaranteed yearly income of 4% of your rider sum assured from year 20 onwards

You can choose any of the rider above or mix and match it to meet your desired guaranteed income.

HLA Cash Builder is easy on your wallet

You have to pay for 6 years only with policy term ranging from 30 to 35 years. Savings can be made either annually, quarterly, half yearly or monthly through cash, cheque, credit card, or autodebit.

Why Cash Builder?

1) Savings amount are guaranteed.

2) Saving years are guaranteed

3) Guaranteed income throughout the whole policy term

4) Payout of basic sum assured in the event of death and TPD

5) All future guaranteed income payable in one lum sum upon death and TPD.

6) Additional interest for non withdrawal guaranteed income.

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Produk ini merupakan yang pertama di pasaran menawarkan fleksibiliti kepada pemegang polisi untuk memilih pelan mengikut kesesuaian mereka.

Ia merupakan pelan yang membolehkan pemegang polisi membina pendapatan, merancang perlindungan dan menentukan syarat pembayaran mereka.

Dengan HLA Cash Builder ini, fleksibiliti membolehkan pelanggan menyesuaikan polisi mereka mengikut kehendak serta keperluan pelanggan.

Pelan ini juga dapat melindungi simpanan pelanggan terutama ketika mengalami kecacatan, penyakit kritikal dan kematian.

HLA Cash Builder membenarkan aliran pendapatan yang lebih cepat, tinggi dan fleksibel seperti pembayaran sekerap setiap tahun dan seawal akhir tahun polisi pertama.

Selain itu, pulangannya juga boleh mencecah 20 peratus daripada jumlah terjamin setiap tahun dan polisi tersebut membolehkannya diterima dalam pelbagai situasi serta boleh dipadankan mengikut keperluan pendapatan pemegang polisi.

Pelan ini juga, menawarkan komitmen pembayaran jangka pendek sama ada enam atau 10 tahun kepada pemegang polisi dengan perlindungan insurans sehingga 35 tahun

petikan dari UTUSAN MALAYSIA
http://www.hla.com.my/ourproducts/product_details.aspx?prod=life_cash_builder
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